It is the visible and material part of the computing and telecommunications equipments of the company, switchboard, servers, CPU ’ s, screens, keyboards, mice, photocopiers, scanners, printers, portable computers, external hard disks, magnetic tapes, etc.

The habitual practice is that these equipments are assured through the multirisk policy of the company´s facilities or its offices.

Nevertheless, the coverage of these policies, even contracting the optional guarantees of failure of machinery/ electronic equipment, is more limited than the one than it is offered through this type of products. Next is detailed the coverage so that you can compare:

Basic coverage, coverage of all the damages and material losses due to:

· Lack of skill, negligence and malicious acts of the staff or of third parties.

· The direct action of the electrical energy.

· Fire, smoke, soot, scorching, lightning bolt, explosion or implosion, as well as demolition, fire extinguishing, evacuation, removal.

· Action of the water.

· Robbery and pillaging.

· Falls, impact, collision, as well as obstruction or entrance of strange bodies.

Optional risks:

· Damages of the air conditioning installations.

· Theft, additional expenses for urgent repairs.

· Damages to external carriers of data.

· Additional expenses for the usage of another installation of EDP.

· Damages of movable equipment outside the premises.

Optional guarantees can be contracted independently.

As you have been able to verify the set of guarantees is much more ample and specific that in the case of a multirisk insurance, so our recommendation, is “to remove” these equipment from the policies and to contract a customized policy which covers this type of particular risks.

  CONDICIONADO ESENCIAL DE LA PÓLIZA

  SOLICITUD DE PRESUPUESTO SIN COMPROMISO

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